First Time Home Buyer Los Angeles!

They Say 'Low' or 'Moderate Income', but DON'T BE FOOLED!
If you make under $250,000 annually, you MUST ATTEND a Buyer Workshop to learn more!!!

You may not even need to be a 1^st time buyer!

This website is dedicated to teaching First Time Home Buyers, or First Time Home Owners as you may call it, how to go about purchasing their first home and how to show move up buyers how to move up without spending extra monthly cash. MORE IMPORTANTLY, however, we are dedicated to showing First Time Buyers how to purchase a home, save on taxes, save on closing costs, get the best available financing, and the fairest deal on their first home. to get into their first home!

Attend one of our many FREE workshops where we discuss the home buying process, what lenders look for, how your FICO works, how to increase your FICO score, how to qualify for down payment assistance and more.

Definition of a First Time Buyer: 

1. Person who has not owned real property for the last three years.

2. Person who has not LIVED IN a principle residence they own for the last three years.

These are the two definitions utilized by most programs. It is OK if you've owned investment property to still qualify for these programs! In addition, if you purchase in certain up and coming areas, you need NOT BE A FIRST TIME BUYER AT ALL!

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Here's a sample list of programs we currently work with;

• Los Angeles Housing Department (LAHD)- $50,000 to $75,000 Down Payment Assistance for Low and Moderate Income First Time Home Buyers

• American Dream Down payment Initiative (ADDI) - Greater of 6% or $10,000 Down Payment Assistance for Low Income First Time Home Buyers purchasing condos

• California Home Buyer Down Payment Assistance Program (CHDAP) - 3% Down Payment Assistance for First Time Home Buyers with Low and Moderate Income

• Mortgage Credit Certificate (MCC) - Dollar for Dollar tax credit for First Time Home Buyers with Low or Moderate Income

• Simi Valley Housing Department - Up to $100,000 Down Payment Assistance for First Time Home Buyers

• CalSTRS (California State Teachers Retirement System - Program for eligible teachers to receive 17% down payment assistance and a reduced interest rate on their first mortgage.

Most programs can be combined for maximum benefit!

Chuck Gebert is the Host of the popular Straight Talk Real Estate Show

You can find great local Calabasas, California real estate information on Localism.com Chuck Gebert is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

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