First Time Home Buyer Los Angeles!
They
Say 'Low' or 'Moderate Income', but DON'T BE FOOLED!
If you make under $250,000 annually, you MUST ATTEND a Buyer Workshop to learn more!!!
You may not
even need to be a 1st time buyer!
This website is
dedicated to teaching First Time Home Buyers, or First
Time Home Owners as you may call it, how to go about purchasing their
first home and how to show move up buyers how to move up without spending extra monthly cash. MORE IMPORTANTLY, however, we are dedicated to showing
First Time Buyers how to purchase a home, save on taxes, save on closing costs, get the best available financing, and the fairest deal on their first home.
to get into their first home!
Attend one of our many FREE workshops where we
discuss the home buying process, what lenders look for, how your FICO
works, how to increase your FICO score, how to qualify for down payment
assistance and more.
Definition of a First
Time Buyer:
-
Person who has
not owned real property for the last three years.
-
Person who has
not LIVED IN a principle residence they own for the last three
years.
These are the two
definitions utilized by most programs. It is OK if you've owned
investment property to still qualify for these programs! In addition, if
you purchase in certain up and coming areas, you need NOT BE A FIRST
TIME BUYER AT ALL!
Here's a sample list of
programs we currently work with;
-
Los Angeles Housing
Department (LAHD)- $50,000 to $75,000 Down Payment Assistance for
Low and Moderate Income First Time Home Buyers
-
American Dream Down
payment Initiative (ADDI) - Greater of 6% or $10,000 Down Payment Assistance for Low
Income First Time Home Buyers purchasing condos
-
California Home Buyer
Down Payment Assistance Program (CHDAP) - 3% Down Payment Assistance
for First Time Home Buyers with Low and Moderate Income
-
Mortgage Credit
Certificate (MCC) - Dollar for Dollar tax credit for First Time
Home Buyers with Low or Moderate Income
-
Simi Valley Housing
Department - Up to $100,000 Down Payment Assistance for First Time
Home Buyers
-
CalSTRS (California State Teachers Retirement System - Program for eligible teachers to receive 17% down payment
assistance and a reduced interest rate on their first mortgage.
Most
programs can be combined for maximum benefit!
Chuck Gebert is the Host of the
popular Straight Talk Real Estate Show

You can find great local Calabasas,
California real estate information on Localism.com Chuck Gebert is a
proud member of the ActiveRain Real Estate Network, a free online
community to help real estate professionals grow their business.

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